OUR STORY
Our path to financial advice began with families facing one of life's most difficult challenges: navigating disability. Those early experiences revealed a fundamental truth - during life's most significant transitions, families don't just need financial advice; they need a trusted partner who listens deeply, understands their unique situation, and brings both expertise and genuine care.
That insight shaped everything about our practice. Supporting clients through disability naturally expanded to helping families navigate inheritance, divorce, illness, and family challenges. In 2016, we established Spencer Private Wealth to formalise this approach, building on two decades of experience and lasting client relationships.
Our team's stability reflects our commitment - many advisors have been with us for years, creating the continuity that allows us to serve families across generations. What distinguishes us is our evidence-based approach and genuine objectively. We apply rigorous research rather than speculation, and as a non-aligned licensed firm, we select solutions based solely on your circumstances - never influenced by institutional agendas.
Our Team
Gary Spencer
B.Comm CFP CA TEP
Director & Principal Adviser
Gary has over 30 years’ experience in the financial services industry, working with leading financial institutions throughout Australia and the UK. Having extensively studied business, accounting, law and finance, Gary offers holistic advice. He was the winner of the Charter Value of Advice Award in 2014 and runner-up of the Australian Financial Advisors - Adviser of Year Award in 2016.
Areas of expertise
Financial planning and wealth management
Personal risk insurance and estate planning
Superannuation and SMSF strategies
Investment advisory and fund management
Tax planning and accounting
Trustee and estate practitioner services
Alvina Chow
DipFinPlanning, DipFinMarkets
Senior Client Relationship Manager
With over 20 years in private wealth management and a multi-family office environment, Alvina brings extensive experience across multiple roles and maintains our highest service standards for clients.
Areas of expertise
Client relationship management and understanding the complex needs of high net worth families
Compliance and regulatory requirements
Comprehensive financial planning support and coordination
Salang Kim
BAppFin DipFinPlanning
Quality and Compliance Manager
Salang oversees quality assurance and compliance across Spencer Private Wealth while supporting administration, training and paraplanning functions with genuine commitment to helping clients align finances with their values.
Areas of expertise
Compliance management and regulatory oversight
Quality assurance and process improvement
Financial planning administration in a boutique advice firm environment
Anam Aziz
BAppFin AdDipFinPlanning
Advice Support Manager
Anam brings extensive paraplanning experience from large dealer groups and independent firms, with exceptional attention to detail and technical strategy knowledge developed through his previous role as Paraplanning Manager.
Areas of expertise
Advanced paraplanning and strategy development
Technical compliance and advice documentation
Financial modelling and analysis
George Khoury
AdDipFinPlanning
Senior Client Relationship Manager
George believes that great financial outcomes start with great relationships. With nearly 30 years of industry experience, he combines deep technical knowledge with a highly personalised approach to client care – making sure every person he works with feels genuinely heard, supported and confident in their financial direction.
Areas of expertise
• Financial planning coordination and implementation
• Client onboarding and ongoing service delivery
• Liaison across adviser, platform and professional networks
Karen Spencer
BA Mod Asian Studies
Communications and Experience Manager
Karen manages our corporate identity and ensures seamless client communications and experiences while monitoring system security and cyber risks.
Areas of expertise
IT systems management and security
Cyber-security monitoring and protection
Client experience coordination
Sarah Walls
BSc, Bus Eco & Accounting, ACA
Operations and Project Manager
With a professional background as a qualified Chartered Accountant, Sarah brings extensive experience across public practice, professional services, and commercial business sector. She combines this financial foundation with a passion for strategy and project management to drive operational excellence.
Areas of expertise
Strategic business planning and operations
Quality control and risk management
Workflow optimisation and project delivery
Our Values
Our relationship with you is built on four core principles that guide everything we do.
Client centricity
We put the client at the heart of everything, ensuring a high-quality experience.
Collaborative trust
We believe in mutual trust and respectful relationships with each other, our clients and external stakeholders.
Thriving together
Our success is built on two pillars: a sustainable business model and a culture that prioritises staff well-being.
Pursuit of excellence
We strive for continuous improvement and high-quality solutions for ourselves and our clients.