Financial Advisor, Gary Spencer, shares about succession planning, a complex task where human, intellectual, social, spiritual and financial elements are all important.
Federal Budget 26/27
When Housing Stops
Both Australia and Canada had interest rate decisions in late March, and while Australia saw an increase, Canada's rates were left on hold. One of Canada's central bankers also made some interesting comments about Canadian house prices: they have to fall. As we find out, they've already been falling, and we look at the reasons why.
2026 Q1 March Quarter Review
After a strong January/February, the Middle East conflict sends markets into retreat.
AI hype punishes software companies globally.
Bonds down as yields spike on inflation concerns.
Small caps hold up well globally, but not in Australia.
Australian real estate continually supported by more and more people.
What we were told to expect in 2026 vs what we got.
Geopolitical Instability/Portfolio Stability
Global conflict and uncertain markets like we are experiencing now tend to sweep us into sensationalist media narratives and "expert" speculation. We can't control geopolitical drama, but we can maintain a disciplined, diversified investment strategy during these times, which are sadly, an inevitable part of life on this planet.
2025 Q4 December Quarter Review
Another strong year for global stocks.
Europe and Emerging Markets take the mantle from the US in 2025.
Australian housing has another strong year, backed by more government support.
Late year inflation surprise in Australia to keep rates on hold.
China struggling internally, but finds new export markets in the face of US tariffs.