Financial Planning

2025 Q4 December Quarter Review

Another strong year for global stocks.

Europe and Emerging Markets take the mantle from the US in 2025.

Australian housing has another strong year, backed by more government support.

Late year inflation surprise in Australia to keep rates on hold.

China struggling internally, but finds new export markets in the face of US tariffs. 

Will We Be Replaced by AI?

If you haven’t heard, many industries and professions are said to be under serious threat by the rise of artificial intelligence or AI. How long do you think it will be before AI replaces your Financial Advisor? Here we look at an experiment where three publicly available AI tools were given very precise instructions to retrieve and sort data on a list of investment funds.

Superannuation: Inertia & Urgency

Partly due to constant media focus on short-term performance, more people these days are concerned about their superannuation. There is a sense of urgency for some investors, who, feeling the need to "catch up" later in life, have sought out better returns. Unfortunately, this has very sadly led some people into risky investments, and they have been caught in the recent failures of funds like First Guardian and Shield Master Fund.

2025 Q2 June Quarter Review

  • Tariffs hit hard initially, but stockmarkets bounce hard.

  • Tariffs create some distortion as US business pulls forward orders.

  • Euro and UK economies still sluggish, but increased defense spending on the way.

  • A political backlash in the UK, with both major parties on the nose.

  • Australian government keeps its foot on housing demand, while missing supply targets.

  • Commonwealth Bank hits record highs during Q2.