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Spencer Private Wealth

Home
Services
Pre-Retirement Planning
Managing Complexity
Helping You Adapt to Change
Our Planning Process
Investing
Insurance
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About Us
Our Story
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Blog

Karen S
8 April 2018
Australian Economy, Investing

Expect Uncertainty in Retirement

Karen S
8 April 2018
Australian Economy, Investing

 

The assumption is that these companies will continue to pump out a reliable dividend stream and there’s not a second thought about a sudden cut to that dividend. But Telstra did just that in August last year. 

Karen S
9 February 2018
The Markets, Investing

The Volatility Beast Returns

Karen S
9 February 2018
The Markets, Investing

Well, there it is. The correction that we’ve been told has been coming every month since January 2017, finally arrived. Over? Probably not, but it was needed.

Karen S
30 January 2018
World News, The Markets, Australian Economy

2017 Year in Review

Karen S
30 January 2018
World News, The Markets, Australian Economy

Once again, the investment strategy of maintaining discipline and holding for the long term won out over reacting to media forecasts and predictions from hyperventilating partisans

Karen S
28 November 2017
Superannuation News

Mind the Age Based Investment Strategies

Karen S
28 November 2017
Superannuation News

Take the default investment option at many of the industry super funds and when you hit a specific age (i.e. 50, 55, 60) your asset allocation will automatically become more conservative.

Karen S
7 November 2017
Superannuation News

More Transparency on Super Fees

Karen S
7 November 2017
Superannuation News

Remember their ‘compare the pair’ ads where industry super funds made a big fuss about fees? After ASIC's changes to fee disclosure, these industry super funds no longer look as competitive as they did on fees.

Karen S
22 October 2017
Australian Economy, Investing, The Markets, World News

2017 September Quarter Review

Karen S
22 October 2017
Australian Economy, Investing, The Markets, World News

The Highlights

  • Political uncertainty doesn't undermine positive sentiment.
  • Good gains continue in global equities.
  • Are business celebrities worth listening to on investing?
  • The best move after the 1987 market crash.

Karen S
4 September 2017
The Markets, Investing

Clean Air is Nice but Don't Forget the Turbulence

Karen S
4 September 2017
The Markets, Investing

In case you needed a reminder – the sharemarket does go down. It’s worth remembering this in a year which has so far been something of a rarity.

Karen S
22 August 2017
Investing

How Not to Invest: Episode #43827

Karen S
22 August 2017
Investing

From international tennis stars one week to the average mum and dad the next.

The ABC’s 7:30 recently featured a story on victims of poor financial advice (investors duped by a noted investment spruiker) who are calling for reforms to protect anyone else from suffering what they’ve endured over the past decade.

Tagged: Investing

Karen S
31 July 2017
The Markets, Investing, Australian Economy

2017 June Quarter Review

Karen S
31 July 2017
The Markets, Investing, Australian Economy

Political uncertainty remained a feature in the June quarter as President Trump dismissed FBI director James Comey and French and UK elections were held. In the EU, risk eventually retreated as the Centrist and Pro-EU candidate Emmanuel Macron won a convincing victory in the French elections.

Karen S
26 June 2017
Australian Economy

A Reminder on Email Safety

Karen S
26 June 2017
Australian Economy

The internet and email have changed the way we communicate over the last 20-25 years. While email may seem a little old hat these days with various social media tools emerging as ways to stay in touch, it’s still the major official point of contact between businesses and their clients or consumers.

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