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Spencer Private Wealth

Home
Services
Pre-Retirement Planning
Managing Complexity
Helping You Adapt to Change
Our Planning Process
Investing
Insurance
Knowledge
FAQs
Our Financial Services and Credit Guide
About Us
Our Story
Our Team
Client Testimonials
Blog
Contact
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Blog

Karen S
30 January 2019
Australian Economy, World News, The Markets

2018 Year In Review

Karen S
30 January 2019
Australian Economy, World News, The Markets

Sharp declines in the December quarter as trade concerns weigh

Karen S
4 December 2018
Financial Planning, Australian Economy

House Prices to Fall 30% (Now We Have Your Attention…)

Karen S
4 December 2018
Financial Planning, Australian Economy

Predictions have become a little more nuanced over the years. And the forecasters don’t just make one prediction, they now make multiple predictions with various scenarios. A good way to cover themselves in the future from people who want to drag up their old and failed predictions for a few laughs.

Karen S
4 December 2018
Investing, Financial Planning, The Markets

Venus & Mars

Karen S
4 December 2018
Investing, Financial Planning, The Markets

What are the differences? If you want to make it simple, women are about security and men are about freedom. That’s what money generally means to each. How does that work for them when investing? 

Karen S
20 November 2018
Australian Economy, Financial Planning, Investing, The Markets

True Grit

Karen S
20 November 2018
Australian Economy, Financial Planning, Investing, The Markets

Investing is nothing to do with talent, nor are gains just handed out for making an appearance on the first day. You also don’t get the choice of when you show up to collect the gains before leaving again. If only it was that easy.

Karen S
20 November 2018
Australian Economy, Financial Planning, Investing, The Markets

Disaster, Stability and Prevention

Karen S
20 November 2018
Australian Economy, Financial Planning, Investing, The Markets

Every year we’ll be confronted with a multitude of disasters. Sombre yes, but a fact regardless. Maybe they won’t affect us personally, but they’ll appear before us on the news and they should be pause for reflection.

Karen S
23 October 2018
The Markets, World News

2018 September Quarter Review

Karen S
23 October 2018
The Markets, World News
  • World economic data remained encouraging throughout Q3.

  • Global equities, particularly developed markets performed strongly.

  • Emerging markets were punished, while Australia made small gains.

  • And another reason to be wary of what you share online.

Karen S
10 September 2018
Superannuation News

What is Balanced?

Karen S
10 September 2018
Superannuation News

Ask the average person and they’d probably assume a balanced portfolio was split half and half between growth and defensive assets. In the financial world, there’s a little more flexibility in the definition.

Karen S
10 September 2018
Estate Planning

The Fortnite Power of Attorney

Karen S
10 September 2018
Estate Planning

Paul had gone to visit his sister and his nephew. He’d walked into a financial battle between Mother and 11-year-old son over the game Fortnite. You might say she had a fiduciary duty to the young lad in moments of madness, but he wasn’t having a bar of it. 

Karen S
10 September 2018
Superannuation News

Apples with Apples

Karen S
10 September 2018
Superannuation News

The ‘active versus passive’ debate in funds management is a guaranteed space filler in the financial media, but it would help the general public if those making the comparisons got their facts straight.

Karen S
31 July 2018
Australian Economy, Financial Planning

Our Statement on the Banking Royal Commission

Karen S
31 July 2018
Australian Economy, Financial Planning

Our statement on the Banking Royal Commission and our commitment to client first advice.

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