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Spencer Private Wealth

Home
Services
Pre-Retirement Planning
Managing Complexity
Helping You Adapt to Change
Our Planning Process
Investing
Insurance
Knowledge
FAQs
Our Financial Services and Credit Guide
About Us
Our Story
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Blog
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Blog

Karen S
26 April 2021
Australian Economy, The Markets, World News

2021 March Quarter Review

Karen S
26 April 2021
Australian Economy, The Markets, World News
  • Record US stimulus spending after the Presidential transition.

  • Recovery continuing with vaccine rollout across the globe.

  • Positive return for sharemarkets, while bonds fall with rising yields.

  • A year on from the pandemic crash, what we said...

Karen S
31 March 2021
Financial Planning, Investing

The Greys of Ethical Awareness

Karen S
31 March 2021
Financial Planning, Investing

If an investor is serious about ESG (environmental, social and governance) they may need to ask questions. As an ESG investor are you solely attempting to avoid particular sectors? Do you believe your investment choices are a force for good? Have you given yourself enough time to consider all the evidence?

Karen S
3 March 2021
Investing, Financial Planning

The Lies of Melissa Caddick

Karen S
3 March 2021
Investing, Financial Planning

This is what frauds do. Their focus is on the market instead of the client. Outperforming the market is something that can’t be assured or guaranteed, but it’s presented as the service to people who don’t know any better.

Karen S
3 March 2021
Australian Economy, Financial Planning, Superannuation News

Lessons from Nomadland

Karen S
3 March 2021
Australian Economy, Financial Planning, Superannuation News

In the aftermath of the 2008 financial crisis a shift occurred in how some older people lived their lives across the USA. For the most part it wasn’t a choice. It was forced.

Karen S
25 February 2021
Financial Planning, Investing

Greenlights and Redlights

Karen S
25 February 2021
Financial Planning, Investing

A tale of two movie stars, their financial choices, and the success that came with a very simple investment strategy.

Karen S
14 January 2021
Australian Economy, Covid-19, Investing, The Markets, World News

December Quarter and 2020 Review

Karen S
14 January 2021
Australian Economy, Covid-19, Investing, The Markets, World News

An unprecedented year across economies and financial markets.

  • Brexit finalised, finally!

  • Australian exports targeted by China.

  • Global sharemarkets finish the year in positive territory.

  • 2020's lessons are universal.

Karen S
30 November 2020
Financial Planning

Gifting That Might be Taking

Karen S
30 November 2020
Financial Planning

The rules around gifting are straightforward enough. The psychology around gifting isn’t so straightforward. It’s money. It’s family. It’s real people with various influences

Karen S
30 November 2020
Financial Planning

Vulnerability and Financial Abuse

Karen S
30 November 2020
Financial Planning

Advisers, lawyers, accountants, caregivers, cleaners and various other service providers have all been caught exploiting the elderly. These cases attract the most attention because they are the most likely to be prosecuted, but elder abuse is overwhelming likely to occur in a family or domestic setting.

Karen S
29 October 2020
Investing, The Markets, World News

Election Result Irrelevant, but Vital

Karen S
29 October 2020
Investing, The Markets, World News


The concern is not a victory or loss for Biden or Trump, but a flap about the outcome. There is only one outcome an investor should want to see: the loser quickly conceding before making a swift exit into the sunset with the wind at their back.

Karen S
14 October 2020
Australian Economy, Covid-19, The Markets, World News

2020 September Quarter Review

Karen S
14 October 2020
Australian Economy, Covid-19, The Markets, World News
  • Stockmarket returns mostly positive across the quarter.

  • Some record falls in GDP emerge in Q2 data.

  • Chinese headline data recovers strongly.

  • Australia enters recession for the first time since the 1990's.


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