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Spencer Private Wealth

Home
Services
Pre-Retirement Planning
Managing Complexity
Helping You Adapt to Change
Our Planning Process
Investing
Insurance
Knowledge
FAQs
Our Financial Services and Credit Guide
About Us
Our Story
Our Team
Client Testimonials
Blog
Contact
Client Portal
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Blog

Karen S
19 October 2022
Australian Economy, Financial Planning, The Markets, World News

2022 Q3 September Quarter Review

Karen S
19 October 2022
Australian Economy, Financial Planning, The Markets, World News
  • Central banks resolve to dampen inflation.

  • Energy related inflation crisis potentially ahead in UK.

  • Australian market notches a gain.

  • Falling Australian dollar keeps global market returns positive.

  • The value of value in an inflationary environment.

Karen S
6 October 2022
Australian Economy, Financial Planning, Investing, The Markets

What Port in a Storm?

Karen S
6 October 2022
Australian Economy, Financial Planning, Investing, The Markets

In times like this, there are a handful of options, but they eventually circle back to basically two choices or outcomes. Fear often determines which choice will be taken.

Karen S
11 August 2022
Financial Planning, Investing

Horrific Burns from Celsius

Karen S
11 August 2022
Financial Planning, Investing

On the 24th of April 1854, the Bella was found capsized off the coast of Brazil. It had set sail from Rio De Janeiro for Jamaica four days earlier. What took place several years later, surprisingly, is not too dissimilar from the leaps of faith some have taken with their money in recent times with Cryptocurrency.

Karen S
11 July 2022
Australian Economy, Financial Planning, Investing, The Markets, World News

2022 Q2 June Quarter Review

Karen S
11 July 2022
Australian Economy, Financial Planning, Investing, The Markets, World News
  • Labour demand strong, consumer confidence falling.

  • Inflation hitting new highs in US and Australia.

  • Energy crisis brewing in Europe.

  • RBA reacts to inflation, moves on rates twice.

  • Global sharemarkets poor in Q2.

  • China looking more positive after Covid shutdown.

  • Where to from here?

Karen S
21 June 2022
Australian Economy, Financial Planning, Investing, The Markets

The Most Dangerous Word in Finance

Karen S
21 June 2022
Australian Economy, Financial Planning, Investing, The Markets

Hearing the word safe is an opportunity to assume much more on the sunny side about an investment and the people behind it, than seeing any dark clouds. For some investors “safe” is a face value signal there are no concerns…

Karen S
21 June 2022
Australian Economy, Financial Planning, Investing, The Markets

Investing & New Challenges

Karen S
21 June 2022
Australian Economy, Financial Planning, Investing, The Markets

Inflation and the response to it by central banks have spooked financial markets recently. It's a challenge markets haven't seen for some time. We offer some thoughts and highlight some things to be mindful of.

Karen S
2 June 2022
Retirement, Financial Planning

Act As If with Aged Care

Karen S
2 June 2022
Retirement, Financial Planning

Two scenarios where parents transfer their homes and businesses to their adult children, but unexpectedly find themselves having to enter Aged Care. Each party did everything legally, and with the best of intentions, but the complexities with Centrelink were not anticipated.

Karen S
2 June 2022
Financial Planning, Divorce

Decisions in the Aftermath of Divorce

Karen S
2 June 2022
Financial Planning, Divorce

Marriage is akin to speculating. Expectations are high, but few acknowledge the risks involved. Here we look at why it is good to pause before rushing into certain financial decisions in the aftermath of a divorce.

Karen S
11 May 2022
Investing, Financial Planning

Insights from Your Fellow Investors

Karen S
11 May 2022
Investing, Financial Planning

Do clients draw on Warren Buffett quotes, look at a picture of Winston Churchill or thumb through books on stoicism or Zen Buddhism when markets get tough?

Karen S
11 May 2022
Financial Planning, Investing, The Markets

What Does it Take to get a Decent Return?

Karen S
11 May 2022
Financial Planning, Investing, The Markets

The future presents many possibilities, meaning a range of potential outcomes. We can’t see the future, but we can at least be armed with the knowledge of everything that has occurred previously.

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Categories

  • Australian Economy 85
  • Covid-19 16
  • Cyber Security Awareness 1
  • Divorce 1
  • Employment 4
  • Estate Planning 5
  • Federal Budget AU 8
  • Financial Planning 80
  • Insurance 1
  • Investing 89
  • Pension News 4
  • Retirement 3
  • Superannuation News 27
  • Tax 2
  • The Markets 90
  • World News 55

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