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Spencer Private Wealth

Home
Services
Pre-Retirement Planning
Managing Complexity
Helping You Adapt to Change
Our Planning Process
Investing
Insurance
Knowledge
FAQs
Our Financial Services and Credit Guide
About Us
Our Story
Our Team
Client Testimonials
Blog
Contact
Client Portal
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Blog

Karen S
15 July 2021
Australian Economy, Covid-19, The Markets, World News

2021 June Quarter Review

Karen S
15 July 2021
Australian Economy, Covid-19, The Markets, World News
  • The US begins to open up backed by strong vaccination rates.

  • Emerging markets struggle due to rising cases and lack of vaccines.

  • Another positive quarter for sharemarkets, as bond yields edge upwards.

  • Has "the easy money been made"? A look back to 2010 on similar calls.

Karen S
8 June 2021
Australian Economy, Covid-19, Financial Planning, Superannuation News, Investing

Inflation or Not?

Karen S
8 June 2021
Australian Economy, Covid-19, Financial Planning, Superannuation News, Investing

If inflation does come raging back, how does that affect your portfolio?

Karen S
8 June 2021
Investing, The Markets

Gambling, Speculating and Investing

Karen S
8 June 2021
Investing, The Markets

The difference between gambling and investing, and why bitcoin has been called “anti-social, stupid, immoral” and like “trading turds”.

Karen S
12 May 2021
Australian Economy, Covid-19, Federal Budget AU, Superannuation News

2021/22 Federal Budget Review

Karen S
12 May 2021
Australian Economy, Covid-19, Federal Budget AU, Superannuation News

More big numbers on the debt front.

  • Tax cuts... or not.

  • More flexibility around superannuation options.

  • Big money spent for home and aged care.

  • More places for new home building scheme.

  • Asset write offs for business extended.

Karen S
26 April 2021
Australian Economy, The Markets, World News

2021 March Quarter Review

Karen S
26 April 2021
Australian Economy, The Markets, World News
  • Record US stimulus spending after the Presidential transition.

  • Recovery continuing with vaccine rollout across the globe.

  • Positive return for sharemarkets, while bonds fall with rising yields.

  • A year on from the pandemic crash, what we said...

Karen S
31 March 2021
Financial Planning, Investing

The Greys of Ethical Awareness

Karen S
31 March 2021
Financial Planning, Investing

If an investor is serious about ESG (environmental, social and governance) they may need to ask questions. As an ESG investor are you solely attempting to avoid particular sectors? Do you believe your investment choices are a force for good? Have you given yourself enough time to consider all the evidence?

Karen S
3 March 2021
Investing, Financial Planning

The Lies of Melissa Caddick

Karen S
3 March 2021
Investing, Financial Planning

This is what frauds do. Their focus is on the market instead of the client. Outperforming the market is something that can’t be assured or guaranteed, but it’s presented as the service to people who don’t know any better.

Karen S
3 March 2021
Australian Economy, Financial Planning, Superannuation News

Lessons from Nomadland

Karen S
3 March 2021
Australian Economy, Financial Planning, Superannuation News

In the aftermath of the 2008 financial crisis a shift occurred in how some older people lived their lives across the USA. For the most part it wasn’t a choice. It was forced.

Karen S
25 February 2021
Financial Planning, Investing

Greenlights and Redlights

Karen S
25 February 2021
Financial Planning, Investing

A tale of two movie stars, their financial choices, and the success that came with a very simple investment strategy.

Karen S
14 January 2021
Australian Economy, Covid-19, Investing, The Markets, World News

December Quarter and 2020 Review

Karen S
14 January 2021
Australian Economy, Covid-19, Investing, The Markets, World News

An unprecedented year across economies and financial markets.

  • Brexit finalised, finally!

  • Australian exports targeted by China.

  • Global sharemarkets finish the year in positive territory.

  • 2020's lessons are universal.

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Categories

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  • Covid-19 16
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